130 Years of NAMIC and Mutual Insurance: Building Resilience in a Changing World
This fall, executives, underwriters, claims professionals, and property inspection leaders from mutual insurance carriers across the country will gather in San Diego for the National Association of Mutual Insurance Companies (NAMIC)’s 130th Annual Convention. JMI Reports is proud to be attending alongside them. Tim McKendry, Senior Vice President of Growth and Innovation, Maureen Dakesian, Director of Customer Relationships, and Mary McGrail, Client Relationship Manager, will be in attendance to participate in the conversations shaping the future of mutual insurance.
For nearly 40 years, we’ve partnered with mutual insurers to meet the industry’s challenges head-on—equipping carriers with data, aerial imagery, and inspection technology to drive smarter underwriting decisions in an increasingly complex environment. This blog explores how mutual insurers can leverage data, inspections, and InsurTech to adapt and lead in 2025 and beyond.
Why Mutual Insurance Carriers Matter More Than Ever
Unlike shareholder-owned companies, mutual insurers answer directly to policyholders. That accountability has always prioritized protection and stability, but today it also empowers carriers to move quickly toward long-term resilience. When severe weather events or large-scale property losses occur, mutuals are often the first to respond and lead in rebuilding communities.
As NAMIC continues its work to advocate for mutual carriers, JMI remains committed to delivering the tools, such as aerial imagery and inspection solutions, that help insurers assess risk, strengthen their operations and maintain affordable coverage.
How InsurTech is Redefining Risk for Mutual Carriers
One of the biggest questions facing insurers today is how to keep pace with rapidly changing risks. Traditional inspection methods are no longer enough. Carriers need scalable, data-driven tools that can:
Quickly identify property conditions and exposures
Support predictive modeling and loss prevention
Streamline underwriting without sacrificing accuracy
Help maintain affordable underwriting solutions
That’s where InsurTech plays a critical role. At JMI Reports, solutions like QuickVUE DIY risk assessments and RiskVUE property risk reporting are explicitly designed for mutual carriers. These tools provide actionable insights that go beyond a simple inspection, enabling insurers to evaluate risks with greater precision and respond to emerging threats faster.
Resilience For Mutual Carriers Through Collaboration and Tech
Mutual carriers face unprecedented challenges, but they also have an opportunity to lead the industry forward by combining tradition with innovation. JMI Reports delivers practical tools that translate strategy into daily decision-making, helping carriers stay competitive, protect policyholders, and safeguard communities in a world where risk is anything but predictable.
Looking Ahead to San Diego
As we head into the 130th Annual Convention this month, one theme is clear: the future of mutual insurance will be defined by how well we combine people, partnerships, and technology.
At JMI Reports, we look forward to engaging in the conversations that matter most, including how to use innovation to uphold the core mission of mutuals: protecting communities and serving policyholders first.