OUR TECHNOLOGIES > RISKVUE
RiskVUE: A 360-Degree View of Your Property Risk
Fast, Accurate, and Customizable Risk Reporting at Your Fingertips
RiskVUE is our comprehensive risk reporting tool that generates reliable, actionable information to help you make sound underwriting decisions. It is a fast and reliable DIY alternative to traditional boots-on-the-ground property surveys, delivering the critical property data you need with less hassle to the homeowner and lower cost for you. Your RiskVUE report is customizable based on the exposures that are most important to you, including in-depth details of liability hazards, roof condition, structure and premises condition, natural hazards and more. Every RiskVUE report includes a scoring matrix and risk category thresholds that are dictated by your unique underwriting needs.
Hazard Scoring: Less Subjectivity, More Efficiency
You’ll make more efficient underwriting decisions with RiskVUE’s customizable hazard scoring. You choose which property risks are most important to you, and we work with you to create a scoring model that minimizes subjectivity and speeds up your decision-making process. Using a combination of onsite property surveys, robust data, and the latest in insurtech innovation, your RiskVUE report will generate an objective score and rank of each property and provide recommendations to lower your risk.
Acceptable | no concerns
Advisory Review | review of the survey is encouraged
Required Review | survey results must be reviewed
Critical Review | reconsider policy
Hazard Scoring Model
Key Data Points
Hazard Data:
Potential property damage risks including: wind, hail, tornado, lightning, flood, storm surge, earthquake, brownfield, Superfund, wildfire and fire protection.
Property Data:
Characteristics and condition over time (including the roof), accurate property measurements, living and non-living square footage, ITV/replacement cost.
Learn More
Read more about our Residential and Commercial versions of RiskVUE, see how they work, and view sample reports.
RiskVUE IQ
When you’ve identified the residential or commercial properties you need to assess but want an alternative to traditional surveys, RiskVUE IQ is the tool for you. It delivers the same DIY technology as QuickVUE to collect and validate core property data from policyholders, but can be utilized independently on a property-by-property basis. If a homeowner doesn’t comply with the DIY process within 7 days, we’ll automatically deploy a boots-on-the-ground field representative.
DIY or self-service tools are mobile applications or online platforms that empower policyholders or property owners to conduct their own assessments and provide relevant information to their insurance companies. Using the DIY RiskVUE IQ mobile tool, your policyholders will validate core property data, including:
How It Works
Occupancy
Age of Home
Square Footage
Type of Foundation
Within one day of your homeowner completing their DIY RiskVUE IQ assessment, you’ll receive a full report containing the data points and photos collected. When combined with customizable hazard scoring, you’ll be able to make a more informed underwriting decision.
Roof Condition
Recent Renovations
Perimeter Photos
Special Features
Our Data Integrations
We are proud to provide the most innovative, actionable data within the property insurance ecosystem to help assess risk and improve your bottom line. By partnering with industry-leading data providers, we integrate advanced data analytics into our tools and reports, delivering precise insights that enhance property assessments.
What Customers Are Saying
“QuickVUE and RiskVUE IQ have significantly improved our underwriting team’s risk assessment process. The agents and policyholders have been more receptive to the self-assessment process than I could have ever imagined. AFM’s policyholders are providing the underwriting team with honest, timely, and high-quality data, thanks to the ease of use of JMI's technology. I wholeheartedly recommend JMI Reports to anyone seeking reliable and innovative risk assessment services.”
- Karen Morris, Underwriting Manager & Vice President, Alamance Farmers Mutual Insurance
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